(808) 533-4455

Frequently Asked Questions

Do you have general questions about our program or specific questions about how our process works? No worries! Check out these FAQ's to point you in the right direction and build your confidence. Once finished, be sure to RSVP for one of our Intro Presentations.

Have a question that is not answered here? Click on the Contact Us tab and reach out to us.

What is Sweep Strategies?

Sweep Strategies is a financial education company headquartered in Honolulu, HI. Since 2009, we have been changing the lives of individuals and families through financial awareness, education and support.

Our strategies merge traditional bank products with proven, non-traditional methods to drive maximum results. We help our clients build financial confidence, and empower them to make educated and impactful decisions.

In addition to education, we specialize in one-on-one coaching tailored to individual client needs and goals. We ensure that our clients have a firm understanding of how bank products work and how to avoid common financial pitfalls that many people fall victim to today.

With our guidance, clients will learn how to effectively:

  • Save time and money on debts
  • Maximize cash flow
  • Create and maintain liquid reserves
  • Utilize 100% of your income to work for you
  • Utilize OPM as a financial tool

No matter what the state of your financial health currently is, you should hear what the Sweep Strategies program has to offer and how it could change your life!

What is an Introductory Presentation?

Since Sweep is not considered a “traditional” financial strategy most people are not familiar with the program. We conduct Introductory Presentations as a way to share the features and benefits of the program in an open, relaxed atmosphere. Our goals in these Intros are awareness and education, and they are held several times each week in both of our Oahu offices, and online as well via webinar. Just choose a date and time that works best for you and RSVP on our website or by calling our office.

I live on Oahu, how does this process work?

We try to make the process as simple and easy as possible! Just follow these steps:

  • RSVP for an Introductory Presentation on our website or by calling us
  • Learn about Sweep in the Intro and decide whether or not you think the program may be a good fit for you
  • Meet one-on-one with a Sweep Instructor to look over your numbers and determine if you qualify
  • Enroll as a client and begin implementing the strategy

I do not live on Oahu, how does this process work?

No worries! We try to make the process as simple and easy as possible regardless of where you call home. Just follow these steps:

  • RSVP for an Webinar Introductory Presentation on our website or by calling us
  • Learn about Sweep in the Intro and decide whether or not you think the program may be a good fit for you
  • Meet one-on-one with a Sweep Instructor via webinar to look over your numbers and determine if you qualify
  • Enroll as a client and begin implementing the strategy

I’m skeptical. How can I find out more information?

That’s understandable. We always ensure our clients are fully aware and confident in the program before moving forward. There are a number of ways to get more info about Sweep:

  • Read over this FAQ section
  • Come check out an Intro Presentation (this is the best way!)
  • Ask around! Our clients speak very highly about us

I’m excited! How can I find out more information?

Awesome! Next step is to check out one of our Introductory Presentations. Find a date and time that is convenient for you and RSVP via our website or by calling our office. Please utilize the "Contact Us" tab if you are unable to find a convenient time.

How long has Sweep Strategies been in business?

Sweep Strategies has been helping clients achieve their financial goals since 2009.

Why have I not heard of a program like this before?

There are a number of reasons. First of all Sweep Strategies is not considered a traditional financial program, and most financial strategies that are commonly known are most likely the traditional ones. Secondly, we don’t advertise via traditional means such as TV, radio, and internet; we advertise via the word of mouth of our current client base. Lastly, sweep accounts at the consumer level are more common in countries such as the UK, Australia, and New Zealand but not so much here in the United States. 

What if I don’t have a mortgage?

Again, remember that Sweep Strategies is not a mortgage program. Some of our clients have mortgages but many do not. Our strategies will help you save time and money on non-mortgage debts as well. That way if and when you eventually obtain a mortgage you should be in a better position financially up front. Then you will be one step ahead and ready to potentially save even more time and money on your new mortgage if that is your goal.

I’ve heard that “mortgage acceleration” programs are often scams. Is this true?.

It depends. First of all Sweep Strategies is not simply a mortgage acceleration program. Second of all we don’t just provide a software to follow like some programs do. We provide an education as well as the necessary coaching to help ensure our clients’ success. We cannot speak on behalf of other companies who provide mortgage acceleration strategies, we can only stand confidently behind our education and coaching.

Do I need to have a good credit score in order to take advantage of the program?

Having a good credit score definitely helps, but we have also helped plenty of clients who didn’t have good credit when they enrolled with Sweep. Furthermore, we feel that solid credit is an important factor in a person’s overall financial health so we ensure that our strategies are in line with this.

Will I be required to refinance my mortgage?

Definitely not. In fact, during our Introduction Presentation we will discuss the pros and cons of refinancing with or without utilizing the Sweep program. After seeing the Intro, a Sweep Instructor can run your numbers in a one-on-one setting to help you make a decision that is best for you.

Do I need to qualify for a Home Equity Line of Credit (HELOC) in order to use the program?

Definitely not. A HELOC can work great with our strategies but it is not required. A Sweep Instructor can discuss other product options with you during your one-on-one after seeing an Introductory Presentation.

If my monthly expenses are typically more than my monthly income can I still take advantage of the program?

It’s important for you to sit down with a Sweep Strategies Instructor who can go over your monthly finances with you before determining whether or not you can take advantage of the program. Even if your monthly expenses are currently more than your monthly income that doesn’t mean you don’t qualify. We will be able to determine and explain in full detail whether or not you qualify for the program.

If I just make extra principal payments to my mortgage or other debts won’t that accomplish the same thing?

You can always make extra principal payments to your debts and this should result in saving time and money on interest. However we feel strongly that our strategies are highly effective at not only saving time and money but also maximizing cash flow without the downsides of simply making extra principal payments.

app-iphone-300

The Road to Financial Success Begins with the Sweep App!

Download today for FREE ACCESS to calculators, team members, calendars, and more. . .

Get it on Google Play